!! Calcutta Division Life Insurance Employees' Co-operative Credit Society Limited !!

Society assures its service with commitment. Any suggessation for improvement is welcome.

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	Schedule of Charges & Fees
	Code of Commitment to customers
	Grievance Redressal mechanism & Complain form

Maximum Eligibility for General Loan w.e.f. 01-07-2022 :

Rate of Interest : 7%

Condition of Renewal : After 10 Monthly Deductions.

S c h e m e	Maximum Amount Available	Eligibility			Repayment Status	Purpose
S c h e m e	Maximum Amount Available	No. of Month of Membership	No. of Year of Service	Amount Deposit	Repayment Status	Purpose
1.	Rs.75,000 OR 5 TIMES OF BASIC WHICHEVER IS LESS	3	-	-	50 equal	Ceremonial Expenses / Liquidation of large debt.
2.	Rs.1,50,000 OR 7 TIMES OF BASIC WHICHEVER IS LESS	6 18 24	8 4 2	10% 10% 10%	60 equal installments	Same as Scheme 1
3.	Rs.2,50,000 OR 12 TIMES OF BASIC WHICHEVER IS LESS	18 24 30 42 54	10 9 8 7 6	20% 20% 20% 20%	60/72 equal installments	Reparing/ Renovation/ Purchase/ Construction of house or Same as Scheme 1
4.	Rs.3,00,000 OR 15 TIMES OF BASIC WHICHEVER IS LESS	36 48 60	11 10 9	20% 20% 20%	60/72/78 equal installments	Same as Scheme 3
5	Rs.4,00,000 OR 16 TIMES OF BASIC WHICHEVER IS LESS	48 72	12 10	20% 20%	60/72/78/84 equal installments	Same as Scheme 3
6	Rs.4,50,000 OR 20 TIMES OF BASIC WHICHEVER IS LESS	36 60 72 84 96	18 15 14 13 10	20% 20% 20% 20% 20%	60/72/84/90 equal installments	Same as Scheme 3
7	Rs.6,00,000 OR 25 TIMES OF BASIC WHICHEVER IS LESS	100 120	14 12	20%	60/72/84/90/96/108 equal installments	Same as Scheme 3
8	Rs.8,00,000 OR 25 TIMES OF BASIC WHICHEVER IS LESS	180	18	20%	60/72/84/90/96/108/120 equal installments	Same as Scheme 3

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